Consolidating credit card debt for students

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If you want to lower your monthly payment amount but are concerned about the impact of loan consolidation, you might want to consider deferment or forbearance as options for short-term payment relief, or consider switching to an income-driven repayment plan.

Whom do I contact if I have questions about consolidation?

If you need help getting out of debt, you are not alone.

You also could look at a personal loan to pay off your balances.

Having a large amount of credit card debt can have a negative impact on your credit score.

Although signs show an upturn in the economy, many Americans are deep in debt, and not everyone can work overtime or a second job to pay down that debt.

That's where debt consolidation and other financial options come in.

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