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Finally, depending on the card, you may or may not have an annual fee associated with the card as well.
Don't delay your opportunity to build your credit up; browse credit cards for poor credit below, courtesy of our partners.
So, you need a credit card, but you've got poor credit or no credit history. The cards listed below can help you build credit for the first time, or rebuild your credit back to where it used to be.
Many of the cards you'll be looking at are secured credit cards, where you secure a small line of credit through a cash deposit.
Compare big banks such as ANZ, Commbank, NAB and Westpac through to smaller banks and credit unions.
This is all presented in an easy to use format with rates and offers updated on a daily basis.
This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
does not review or include all credit card companies or all credit card offers available in the marketplace.
A secured credit card is a great way to start building a credit history.Below is a summary table of the top credit cards for people with no credit history, including students and other first-time applicants who have limited or no experience with credit.In our modern culture, a valid credit history isn’t just a nice thing to have — it’s often a necessity.Without a credit history, you’ll have a difficult time securing reasonable loans, renting a home or even getting hired for certain jobs.A credit history allows potential lenders to extend you credit, but it’s also a way for others to verify how responsible you are with your finances.